The
IVA
website

In a tragic case of personal debt escalating out of control, it was reported in the press last week how an American woman had been driven to suicide due to threatening and menacing phone calls from her angry creditors.

Honestly you can't get through a day without hearing about an IVA, whether its on the television, the radio, in the press, there is no denying it IVAs are everywhere! In fact its hard to remember a time when you weren't bombarded by IVA advertisements.

Before you decide if you are going to go through with an IVA read these five essential tips first:

1. Read Up!
Read all our online information about IVAs and understand the full implications. You can talk to other people online in IVA forums, or read about peoples experiences to know what you’re getting into.

2. Investigate Alternatives