An IVA (Individual Voluntary Arrangement) helps many people with debts, such as credit card and loans, reduce their payments. When you’ve completed an IVA you can look forward to living a life without debt.

After you complete an IVA there’s a few things you should know, like how to improve your credit ratings so you can still apply for credit and loans should you need them.

The IVA Zone gives people advice on debt solutions and can help you too. Our free helpline is operated by debt advisers who can recommend the best solution for you, and if necessary inform you of a more suitable debt solution.

Click here to find out how to arrange an IVA and also get some confidential advice to help you get out of debt.